Nasty sex chat sites - Dating age difference rules xkcd

At 3.1%,

At 3.1%, $1 Million now would be the equivalent of $5.04 Million in 53 years.A whole life policy would be devastated by unexpected inflation, since the dividends are backed primarily by nominal bonds, whose values would be murdered in a high inflation environment.When you pay your whole life premiums part of the money goes toward buying insurance, part of it goes toward overhead and profit for the insurance company, and part of it goes toward the commission for the salesman.

||

At 3.1%, $1 Million now would be the equivalent of $5.04 Million in 53 years.

A whole life policy would be devastated by unexpected inflation, since the dividends are backed primarily by nominal bonds, whose values would be murdered in a high inflation environment.

When you pay your whole life premiums part of the money goes toward buying insurance, part of it goes toward overhead and profit for the insurance company, and part of it goes toward the commission for the salesman.

Million now would be the equivalent of .04 Million in 53 years.A whole life policy would be devastated by unexpected inflation, since the dividends are backed primarily by nominal bonds, whose values would be murdered in a high inflation environment.When you pay your whole life premiums part of the money goes toward buying insurance, part of it goes toward overhead and profit for the insurance company, and part of it goes toward the commission for the salesman.

dating age difference rules xkcd-87

Dating age difference rules xkcd

The most extreme advocates may even argue that you don’t need ANY other financial products during your entire life since whole life insurance can apparently take care of all your needs including mortgages, consumer loans, insurance, investments, college savings, and retirement.

The problem is that for every use of whole life insurance, there is usually a better way to deal with that financial issue.

There are more than 400,000 insurance agents in this country, and almost all of them would love to sell you a whole life insurance policy.

If you buy a policy with premiums of $40,000 per year, the commission would typically be somewhere between $20,000 and $44,000 for that agent.

Before you retire, you can purchase inexpensive term life insurance to take care of your loved ones in the event of your untimely death.

A 30 year level premium term life insurance policy with a

A 30 year level premium term life insurance policy with a $1 Million face value bought on a healthy 30 year old runs $680 per year.That sounds great, almost like an inflation protection of the death benefit.Except historical inflation is something like 3.1%.Whenever you die, your beneficiary gets the proceeds of the policy.Since every whole life policy is guaranteed to pay out if you just hold on to it to your death, the premiums are much higher than a comparable term life insurance policy.This can be useful for some unusual estate planning issues.

||

A 30 year level premium term life insurance policy with a $1 Million face value bought on a healthy 30 year old runs $680 per year.

That sounds great, almost like an inflation protection of the death benefit.

Except historical inflation is something like 3.1%.

Whenever you die, your beneficiary gets the proceeds of the policy.

Since every whole life policy is guaranteed to pay out if you just hold on to it to your death, the premiums are much higher than a comparable term life insurance policy.

This can be useful for some unusual estate planning issues.

||

A 30 year level premium term life insurance policy with a $1 Million face value bought on a healthy 30 year old runs $680 per year.

That sounds great, almost like an inflation protection of the death benefit.

Except historical inflation is something like 3.1%.

Whenever you die, your beneficiary gets the proceeds of the policy.

Million face value bought on a healthy 30 year old runs 0 per year.

That sounds great, almost like an inflation protection of the death benefit.

Except historical inflation is something like 3.1%.

Whenever you die, your beneficiary gets the proceeds of the policy.

Tags: , ,