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Decent customer support seems to be what companies struggle with the most these days.

People want 24/7 support, but they don’t want to speak with robots.

The only real downside to Navy Federal is that borrowers who have gone through them, report that it takes a bit longer to close on houses than other lenders. With such popular mortgage options, they likely have more volume to get through than some other lenders.

For borrowers with low credit scores who are considering refinancing their mortgages, we recommend Connexus Credit Union.

For flexible mortgage options with less stringent credit requirements, check out Lending Tree.

The benefit here is that rather than serving as a direct lender, the Lending Tree website aggregates multiple mortgage offers for you after filling out just a single application.

Some of their loans include: Their standout loan is the Home Buyers Choice.

It’s a fixed rate 15 or 30-year loan that comes with 100% financing and no mortgage insurance.

Do you think that because you have bad credit that buying a house is out of reach for you? Not only are there banks out there willing to loan to people with bad credit, but they’re trustworthy banks with good offers.

You might just have to start packing sooner than you thought.

If you don’t have the ability to put much of a down payment down, Citi Mortgage offers what they call a Home Run loan program.

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