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The lien on property will generally not involve forcing the sale of the property in order to satisfy the judgment.
Timing, balances, who your credit card debts are owed to, and your ability to come up with the money needed to settle the debts – all will affect the strategic design of which account to settle with first, second, third etc….
It is important to have a plan to follow if you want to systematically and successfully settle debts and save the most money in the process.
Watch my brief video about some of the differences between settling credit card debts with your bank and debt collectors compared to negotiating with collection attorneys whether they have a judgment or not.
There is a science to navigating the collection stages I briefly outlined above.
Stop and consider what your options to resolve the credit card judgment will look like next year. Judgments do have a “best collected by” date, but can be renewed.
Judgments have a shelf life with a time frame specific to your state.Michael has participated as an expert panelist in federal consumer protection rule making, collaborated on state law changes governing debt consolidation, has worked as an expert witness in court matters related to the debt relief industry, and is a regular contributor to several personal finance websites. I went to court a year ago on collections with Capital One and agreed to pay .00 per month to pay it off. After paying 0 over the year they tell me the balance is 6,700.Of course I was shocked that after paying all of that money that my balance is now higher.You can consult with a bankruptcy attorney for free. The primary ingredient found in any debt settlement recipe, whether there is a judgment or not is… If you have enough of this ingredient you need to be aware of a few things. It’s the court sponsored enforcement of that piece of paper that is the problem.You could end up with liens placed against your real property, your bank account levied and wages garnished directly from your employer.CRN is excellent in assisting people in this regard.Tags: Adult Dating, affair dating, sex dating